bostonchef72296

bostonchef72296 t1_j55912a wrote

Reply to Lost airpods and filed a police complaint after. Is there any hope? by Certain_Scene_2359

I lost my passport on the 66 bus with an airpod connected to it, they were in the MBTA building, and then a worker or someone else stole it. police did not give a single fuck. Why would they care about a pair of AirPods if they didn’t care about someone stealing a piece of identification like that? I just reported it stolen and am getting a new passport 🤷🏼‍♂️

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bostonchef72296 t1_j4rwbdm wrote

Reply to comment by ghostlypyres in Help Finding Health Insurance Coverage by ananas33333

Oh, I’m an expert at this point with MA health connector. But damn, I qualified for Medicare from being disabled this year and that sent MY head spinning! Everything was so different! All of a sudden I had two insurances and then there’s Medicare advantage plans, part d coverage, One care plans, etc. and I had no idea what I was doing. Not a single bill from Sept 1 2022 when I started Medicare to Dec 31 got correctly billed because Medicare had an ancient insurance on file and I had to spend tens of hours on the phone to figure out what was wrong and fix it. Some of those bills still ain’t right. Needless to say I wrapped my Medicare and Medicaid together into one plan (onecare) for 2023. (That may have made absolutely no sense to you and that’s exactly what it felt like to me when I learned about Medicare for the first time.)

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bostonchef72296 t1_j4rubkt wrote

Reply to comment by ghostlypyres in Help Finding Health Insurance Coverage by ananas33333

that means that you’ll get some sort of subsidy. I may have worded mine not quite the same way the government does. But sure! Feel free to message me when you do apply. I’ve applied loads of times and some of the questions can be confusing on your first time. My fiancé just turned 26 this year so I did his application for him with his financials. He was overwhelmed. It took me 15 mins but would have taken him an hour.

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bostonchef72296 t1_j4rs17q wrote

Reply to comment by ghostlypyres in Help Finding Health Insurance Coverage by ananas33333

Yes it is a subsidy based on income. The application asks you what your hourly wage is, how many hours you work in an average week, but also if your hours are consistent and what you expect to make in a year, to account for seasonal work differences. If you are salary you can just put in your salary. It is pretax income.

I am more than happy to help because when I had to do it my first time I was SO CONFUSED and I would have loved for someone to have helped me

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bostonchef72296 t1_j4rq4dw wrote

Reply to comment by ghostlypyres in Help Finding Health Insurance Coverage by ananas33333

Of course. So, it ranges so much because there are different coverage options, and the amount of the subsidy, like in California (I presume, I haven’t lived there) depends on your income. You can pay as little as zero dollars (for Masshealth which is our Medi-cal) or for the tier 1 connectorcare which is not Medicaid but may as well be- it is very cheap copays and no deductible. If you make a higher income than that you get put to tier 2 which when I was on it for the cheapest option was around $88 (but there was an option that cost $300+) for one person and I have never experienced tier 3.

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bostonchef72296 t1_j4rmgbc wrote

Reply to comment by ghostlypyres in Help Finding Health Insurance Coverage by ananas33333

For connectorcare insurance with a subsidy? Yeah, you are going to have to pick a network and get care within their network, but the networks are pretty generous if you pick a good plan. If you come to mass you can get signed up really quickly once you get here and depending on the plan they may even be able to make the coverage retroactive once you get signed up. It’s to prevent people from out of state signing up for our state’s health insurance marketplace paid for by our taxes and then using our hospitals when they live in a neighboring state like CT or VT.

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