bravebird46 t1_j2eccqq wrote on December 31, 2022 at 5:10 PM

Reply to What to do with emergency fund? by jammun14

I’m at Personal Capital which is currently 3.8%

bravebird46 t1_iugezae wrote on October 31, 2022 at 3:02 AM

Reply to Not selling anything, but is anyone reducing their 401k contributions? by oizysplutus

Yes, you would be stupid to do that. This is a very very valuable time to be investing. This is when you make your money. As long as you have a long horizon.

Edited to add: of course, you can always adjust savings to save for a house, etc. But to reduce savings because the market is down? That’s the opposite of what you should do.