They really can't do anything about it.

Do you have any clue the razor thin margins that most personal lines carriers operate on? They make most of their money by investment strategy.

I work in the industry (but on the brokerage side) and people don't realize this. You see 100+% loss ratios fairly regularly (hence rate increases).

What you say is fully accurate. I mean, read my comments and posts. I am very, very liberal. But there is zero reason for these migrants to not apply for asylum in Mexico. Period. This is not how the process is legally supposed to go.