flerchin

flerchin t1_iuibsrw wrote

You're not rich. Tell no one. You can't afford to be giving people money or buying your mom a car. You can't really afford to buy yourself a car. You won't be getting $90k like this again, so you need to save it. If you scrimped and saved your whole life, up to $90k, you wouldn't spend it, you'd keep saving. That's what you need to do.

The investment advice so far here is not bad, but having been poor for almost all my life, I know what you're going to struggle with, and it's not which mutual fund to pick (but you do need to pick one!)

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