Consolidate your debt. Yes your credit score might go down for the first 3-6 months, but after settlements have been reached with the creditor, you'll have an estimated debt reduction of 50%.
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Not to mention, you pay once a month, versus to 3 different cards, which makes it more manageable.
garrettviking t1_jaa1lpr wrote
Reply to Best strategy to handle credit card debt? by jrhodes4797
Consolidate your debt. Yes your credit score might go down for the first 3-6 months, but after settlements have been reached with the creditor, you'll have an estimated debt reduction of 50%.
​
Not to mention, you pay once a month, versus to 3 different cards, which makes it more manageable.