glitchgirl555
glitchgirl555 t1_j6js9pd wrote
Dentist chiming in here.
Do you have employer sponsored dental or are you paying the premiums yourself? If so then it usually doesn't make sense to even get dental insurance because all the terms and stipulations make it so you'll pay in more then you'll ever get out. It's different if an employer is paying a good chunk for you, then it often makes sense to get dental.
If you have plenty of time then the dental school is a great option. They are trying to enforce ideal dentistry so the quality is very high. The downside is each step gets checked plus the student is new at it so everything takes at least three times longer than at a regular office.
Dental insurance has been so bad recently that it can basically help you get one tooth fixed per year, especially if you need stuff like root canals and crowns. Cigna has actually been cutting reimbursement to dentists the past couple years. It's hard to make that work with inflation and higher staff wages and supply costs. For example we have patients with cigna where we only get $50 for a simple one surface filling. I can do one or two an hour so let's say $75 for the hour. By the time I pay my assistant and front desk and pay for the materials there is hardly anything left for my salary. So we are in the process of dropping cigna. I've heard from a number of colleagues who are also dropping them for the same reason. Some make it work by having a hygienist numb and an extended functions assistant place the filling so the dentist can see more patients per hour. Anyway I digress a bit...
Outside of going to the dental school you may want to find an office with an in office membership plan. There's usually an annual fee but then you get a percent off all treatment (we do 20%) that doesn't max out so you can get multiple teeth done and it won't stop giving you a discount. Then if you can't front everything you can see if the office has financing like care credit. Before you ask we aren't taking new patients, too busy.
Sorry it's a frustrating system. Not sure if it helps any but us dentists are frustrated too!
glitchgirl555 t1_j664rhj wrote
Reply to comment by CARLEtheCamry in Sheetz reviewing ‘smile policy’ that says employees can’t have visible dental issues by clydesawhill
Good dental insurance will only help with major work on 1 maybe 2 teeth a year. Have an accident and break multiple teeth? You're SOL. Imagine car insurance that covered oil changes but did nothing when you totaled your car. That's dental insurance.
glitchgirl555 t1_j1z31mf wrote
Reply to Indoor public pool options? by sirpranksamillion
Upper St Clair rec center
glitchgirl555 t1_j1kgiqk wrote
Reply to Where do I dispose the mirrors? by one_introverts_world
Craigslist free
glitchgirl555 t1_irntjga wrote
Reply to comment by Capt_Reynolds in David B. Fawcett: Pittsburgh is building one of the great linear parks in the world by Closet_Coltrane
And Ohio River Boulevard. I can actually hear a train on it right now through my window? Why can't I take a train to the city? Or ride my bike along a path next to the train tracks?
glitchgirl555 t1_j8b6zc7 wrote
Reply to body calisthenics park by Plus_Wash1589
Graham Park in Cranberry