Worth putting the most regionally disproportionate large chains

Ah, you know what, you’re right. I’d say memorializing is the small trend after and absence is closer to 80% of cause.

I have a sneaking suspicion this was in memory of fathers who were killed.

More and more data tables with misleading or favorably truncated data.

Ignore inflation, ignore changes to infrastructure technology, choose $1B as a binary cutoff instead of total dollar amounts.

Lies, damn lies, single dependent variable data tables.

Right but loan amount should be in context of income trends and total debt picture. It’s not the case, but what if incomes were up 50% over that time? Makes it much more manageable. Point is simply this is a comparison that leaves tons of room for lurking variables or misleading conclusions.

Certainly looks similar, just with a much longer timescale.

Regardless, loan total should be contextualized by adjusting for inflation, income levels, or something similar. It’s a similar argument to debt vs GDP — it means relatively little without understanding growth rate, ability to pay back, etc.

I will say on its own that’s an unhealthy CC debt trend.

You’re comparing a nominal amount to a rate. Dollar amounts naturally inflate and grow over time but a propensity doesn’t necessarily.

Misleading.