moistmarbles

moistmarbles t1_jefjsp5 wrote

I've been in my share of car accidents and I have never spoken to the "other guy's" insurance company. They have no fiduciary responsibility to look after you, protect you, etc. In an adversarial system, they are your adversary, not your friend. Besides, if you're not at fault, I believe your deductible is waived because the other guy's insurance is on the hook for the total loss.

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