Depending when you started buying shares, it's just a function of the market and where things are over the last 15 months.

Most people who get paid to manage funds fail to beat the average about 80% of the time. The longer the time frame, the worse the failure rate. You aren't better than them. Good investing is extremely boring in practice.

Just say no to crypto.

Real estate requires significant up front capital.

Trading options and stocks is major losing proposition for most (read, nearly all). Investing in ETFs/mutual funds is a winning proposition.

How many quotes have you compared to see for yourself? Well qualified are in the high 5s/low 6s.

There are non-medical required plans. Might may a bit of a premium over a medically underwritten plan, but that premium will be nowhere near a whole life policy.

To get the full month, it has to be there the full month.

Rule number 1 of a balance transfer card is to not use it for anything until paid off. What will likely happen is the terms will say something along the lines of "to avoid interest on purchases, all promotional balances must be paid in full."

Fidelity, schwab, or Vanguard.

Things happen and you don't know the future. You are always vested in your money and the match is free money. I'd never contribtute less than full match regardless of vesting schedule or anticipated time at employer.

Backdoor Roth is the way.

The only car companies offer 0.9% are the ones nobody wants, hence the incentive. Toyota is advertising special financing at 3.9% for contrast. Promo rates can change at any time to account for market demand or supply, or their ability to move the cars they have.

You can't pay off and use your current cards correctly. You don't need another card and need to instead pay off the debt you already have. APR should be a completely irrelevant aspect of using credit cards. I have zero clue what mine are.

Well, Visa is just a card payment network. You have to go to the card issuer (i.e. the bank) to dispute, or try to.

Paying an extra 500 to 1000 a month didn't make you stop and think something is wrong? To most people that would be a major red flag come bill paying time.

Lump sum out performs dollar cost averaging about 65-70% of the time.

A year ago, doubtful. It's usually 60 days for fraudulent activity and maybe up to 120 days max if it's a product quality issue.

You have to take emotions out of it and think objectively. Good investing is emotionless.

Then why are you worried about short term fluctuations?

How long is long term?

You do realize that through all of this uncertainty that the market is up about 6% YTD?

What would I do? Invest it, then delete the app from my phone and not look at it for a year.

Yes, you paying the outstanding taxes will be part of the purchase terms.

Depends on how much work it needs. It might cost you the equivalent of a house to repair.

It costs nothing and is tax blind in a 401k. Literally can change allocations in about 3 minutes.

It's not important because the differences are minimal in the grand scheme of things.

You run 60/40 in taxable and 60/40 in IRA/401k. Problem solved

Yes. If you use 2 funds, buy the same funds in identical proportions in each tax status.

Get a job in an in demand skill, something like the trades. Either that, or invent something that literally changes the world.

Forgot you said 457. That would be true. Depending on your income tax rate, your actual tax obligation may be more or less than 20%. Considering there isn't a tax bracket that is 20%, it's highly likely you either over or under pay. Withholding on withdraw does not equal your final tax obligation.