It’s not even about the interest, worse case is he loses it or disputes you gave it to him

I chose not to care

who tf asked?

And I know why even more of yours failed

Most business have grown this year, unemployment is at a record low.

Employment doesn’t require “good will” on either party’s behalf, it’s a mutually beneficial relationship, much the same as the relationship between a customer and a gender except much more stable.

I’ll expand a little bit. Your whole post is nonsense so I’m going to ignore it and pretend you wrote a better post and reply to it instead.

If you are an accountant, an IT professional, a lawyer, dentist, etc with 10 years exp, yes starting your own business might make sense, if you are just a guy with no particular skill or experience who has a bit of money, starting a business is a terrible idea. First off what will your business be? I doubt you’d randomly decide to go into business producing commercial latex or something not would $90k be enough to do it. You have experience shopping and eating so you’ll probably decide to open a restaurant or retail shop, both are INCREDIBLY difficult to run, and for this reason have HUGE failure rates.

I opened and closed my own business, I’m trying to save this guy the money I lost doing it.

You shouldn’t really open a business unless you can do whatever the business would do better than everyone else out there.

Your broker should handle the tax reporting for you but you will get hit with CGT when you sell, that’s why it’s called a taxable account