I was able to save up for a studio, so I own my own place. I am a fairly minimal person and not a big consumer, so I’m probably on the frugal side by default. But I generally go to dinner, drinks, cafes, museums, etc. as I please. I budget $3600/yr for going out and fun activities (not including vacations)

I prioritize spending on social outings over convenience items. I like to cook and meal prep breakfast/lunches instead of getting takeout, which makes my food costs low. I like to take day/weekend trips around the area, or longer trips to visit friends. I generally stay with them so there’s no hotel costs. I do volunteer work, go to the gym, read books from the library, hike, go to the beach, museums, ride my bike, garden, all sorts of things.

My biggest source of stress is my job/profession, but aside from that I have a nice life.

I have lived off of $24k or less for most of the last 12 years in NYC, sometimes by choice in order to pay down debt, save up for an apartment downpayment, sometimes due to having shitty jobs/being underemployed. It is doable for a single person, and I have what I consider to be a good lifestyle.

I noticed in recent months that it’s become increasingly difficult to deal with Amazon order issues. I returned items from 2 separate orders to one of their drop offs and never received a refund for one order. Their customer service insisted I was refunded for everything and when I filed a dispute with my credit card, I received a message from Amazon saying they would take the amount from my credit card on file. I ended up removing all saved cards from my account and eventually won the dispute.

Long story to say that perhaps you should just dispute the charges on your card before filing a police report.