swollennode

swollennode t1_j6n50sk wrote

People are telling you to payoff your credit card with your savings.

I’m on the opposite train in that you should save your savings. The reason is that you’re planning on getting a new job with a pay cut. You don’t know if your new job is going to keep you long term or if they’re just going to lay you off within a few months. You should always keep at least 6 months worth of expenses in a savings account for emergency. Losing a job is considered one of the emergencies. Likewise, being at a job for 18 months isn’t a guarantee that you’ll be there in the next 2.

I would transfer your current credit card to a 0% apr credit card so you can pay it off over time. Most credit cards have that offer if you have good credit and is opening a new card.

Always have enough savings for the unexpected.

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swollennode t1_j1yl74s wrote

Everyone except for the surgeon gets rotated out.

Usually big long surgeries have 2 surgeons. One is the primary surgeon and the other is assisting. The assisting one may be another attending surgeon or a resident surgeon. Even big surgeries have a point where the patient is stable enough to temporarily pause so one of the surgeons can be relieved for a minute to get some food, use the restroom. So the patient is never without a surgeon, but surgeons don’t operate through a 36 hour case without a break.

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swollennode t1_iy00jj7 wrote

You can frame a floor opening, yes. However, your plan to brace the cut joist is not appropriate.

https://www.jlconline.com/how-to/framing/field-guide-to-common-framing-errors_o

Basically, the joist that you want to cut will be mounted to the header joists, which will be mounted to the adjacent, uncut joists.

This is something you definitely want to permit and get inspected.

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