If people need a significant amount of savings to reasonably survive the next few years, then almost no amount of money will save you, because civil unrest will kill millions.

Best way to avoid that is to not disrupt things too much, make sure people can keep a standard of living, and keep hope for the future. Hopefully governments know that.

Let's be honest, until you prompt an AI and it tell you to fuck off, it's busy with its own stuff, Its probably not intelligent.