trmoore87
trmoore87 t1_jaa01oj wrote
Reply to Best strategy to handle credit card debt? by jrhodes4797
Start paying off the highest interest first, then the next highest, then the last card. What are the rates?
If you're paying interest at 25%, that is an emergency, and if you have an emergency fund, I would use it to pay off debt and then rebuild the emergency fund.
trmoore87 t1_ja9vbvr wrote
Reply to comment by r4ipie in Employer match vs direct contributions? by r4ipie
No problem! I would still check with your HR to make sure.
trmoore87 t1_ja9s8oj wrote
Reply to Employer match vs direct contributions? by r4ipie
No, it means they will contribute 5% regardless of what you do, and they will add another 3% to match.
You put in 0%? get 5%
You put in 3%, get 8%
You put in 1%, get 6%.
The normal terminology for the 5% they are putting in is "safe harbor".
trmoore87 t1_j1ss9oa wrote
Reply to comment by BranWafr in 2023 tax credits for EVs will boost their appeal by PhantomWizard2099
What’s your budget?
trmoore87 t1_jaa8oox wrote
Reply to comment by Tenpat in Best strategy to handle credit card debt? by jrhodes4797
This is fine but not the cheapest way