I don't think it's wise to trade down just to save gas unless you have a brutal commute and very high fuel costs.

You owe 24k which isn't too bad. Better off paying that down versus buying another car and paying taxes and almost doubling your interst rate.

How much do you drive per month?

That's an utterly moronic thing to say.

Unemployment rates reflect those who are seeking jobs and can't find one.

There are complexities with skill set misalignment and other factors that are hard to gauge.

Your claim that true unemployment is at 40% is absolutely absurd. There are millions of job openings currently. A stay at home mom who is not seeking a job is not unemployed. There are people who will not work, ever.

Those who fall off unemployment benefits are not seeking jobs. They are not unemployed.

Senior citizens don't have jobs so should they be counted as unemployed?

No.

🤦

Please stop using the internet