Viewing a single comment thread. View all comments

nsa_reddit_monitor t1_iqta5xn wrote

Reply to comment by Cucoloris in Leaky ceiling, poked a hole in the ceiling with a screwdriver, and after 15 minutes the dripping stopped. What's going on? by UnofficialSlimShady

I guess if you're concerned about insurance doing BS like what happened to u/jesta192, phrase it like it's a hypothetical. "We've been having all kinds of storms, and my friend said to watch out for roof leaks, so I was wondering what my coverage is just in case I need to make a claim"

5

garbageemail222 t1_iqtppgs wrote

They consider that as you having a leak. Hypotheticals hit you too.

7

nsa_reddit_monitor t1_iqtx9yg wrote

Wait, you mean asking what you're actually paying for gets you in trouble?

4

HolyCloudNinja t1_iqvkeec wrote

There's probably some very specific wording you can use to get an itemized coverage list from them, hopefully required by law, probably not though. I would imagine if you come around at renewal time, ask for a proper itemized list or you won't be renewing, they'd probably hand it over. Or at initial sign up, an agent will likely be allowed quite a lot of freedom if it means a sale.

1