To me, this means that Wall Street and retirees(including people near retirement) should be more concerned about the implications of AI/ML than Main Street and people who still have many working years left.

Even so, it does not necessarily mean that anything bad is going to happen to Wall Street or retirement portfolios, it just means that persons more reliant on savings/investments(as opposed to active cashflows) should pay attention to the issue for their own interests.

Is that what it means to you too? Or something different/additional?