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[deleted] t1_ir28qoy wrote

Reply to comment by r0ndy in [Image] | There is no “one size that fits all” in life by thisisbarbie

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Smarterthanlastweek t1_ir2rsnm wrote

> AT BEST completely broke within 3 years of retirement unless I almost double my expected wages.

Or just never retire.

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hotmaildotcom1 t1_ir2tav8 wrote

It's the only option.

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Smarterthanlastweek t1_ir2u1nb wrote

I've accepted I never will. My plan is after I'm old enough to get medicare, and am more likely to get fired due to old age in many jobs, I can switch over to contract work, which cost employers less and still be employable. Maybe even buy a winnebago and travel around a bit to different jobs.

If I get so I can't work then disability.

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cryptoripto123 t1_ir3dgka wrote

> Financial projections from my manager show I will be AT BEST completely broke within 3 years of retirement

Yeah then your financial plan is a failure. Make more so you can save more. If you can only save enough to survive for 3 years that's an absolute failure. You're not even 30 as you said, so you have at minimum 30 more years of working, and that's the best you can do? Or your projections are totally off.

Just so you know, $20 / month translates into $70-$80k in 40 years. Even after inflation that should be $30k or so in today's dollars.

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