Pretty good! I worked on basic stability for the first ten years of my career, preferring a stable job in a corporate. That gave me, eventually, a skillset that was hot in the late nineties job market.

I also by then had a girlfriend and we had a house that was pleasant but not a big stretch. I then worked ten years contracting but although I enjoyed some pf the extra money I banked plenty and resisted big liabilities I saw some colleagues take on. I banked plenty.

Which meant I could take the next risk. Starting a business. Bootstrapped as other people's capital (like VCs) wouldn't have been available to me at that stage. The business made an effective loss for me for years but nowadays, another decade and a half, it's running well.

I'm by no means rich. Setting up a business, unless you snaffle an amazing sector, rarely makes you a millionaire. You can't spend loads either. You just have to work it hard and nurture something bigger. Eventually though it starts to mature.

So you can see how I've grabbed opportunities and climbed gently, avoiding the steep and risky route until I was ready to step it up a little.

Oh, and thanks for asking. How are you getting on?