You don't even know what questions to ask is an excuse. Try reading the documents and ask everything you do not understand. Call up your loan officer and ask questions on their documents. If your loan officer minds find a better one. Mine didn't know the answer to one question. So he said he'd ask someone more involved with that part and I had an answer in a day. In the title office you can sit and read every page and ask questions. Would they grump, sure. Did I give a shit? Nope. Idgaf that it was the hottest market in the country and they had many deals. They didn't send me the documents early so both my husband and I sat there reading and asking. When the person had to step away, we asked for post it's and put the questions there.

It's never going to be someone else's jobs to make sure you know wtf is happening. Even in a doctor's office, the onus is on you to ask questions.