It helps if you’re not regularly late or overdrafting, but it’s always worth asking.

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AnExpertInThisField t1_jadr3y8 wrote on February 28, 2023 at 6:30 PM

And then move your money to a credit union, which often have low/no overdraft fees, better rates, and profit-sharing.

Playgroundclosed OP t1_jadsffg wrote on February 28, 2023 at 6:38 PM

Yes! I love my credit union.

TwoPastorTacosPlease t1_jaesdjr wrote on February 28, 2023 at 10:29 PM

This should go without saying, but please, thank you, and basic respect for the person you're dealing with go a long way. A very nice woman at Geico found a way to cut my insurance premiums in half, and I've negotiated away countless toll fees for friends and family members. Hotel workers, hosts/waiters, and airline workers will also hook you up.

Customer service reps get so much shit from people, and if you're the nicest person they speak to that day they will help you.

keepthetips t1_jadmd0e wrote on February 28, 2023 at 6:00 PM

Hello and welcome to r/LifeProTips!

Please help us decide if this post is a good fit for the subreddit by up or downvoting this comment.

If you think that this is great advice to improve your life, please upvote. If you think this doesn't help you in any way, please downvote. If you don't care, leave it for the others to decide.

[deleted] t1_jaerdca wrote on February 28, 2023 at 10:22 PM

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