It helps if you’re not regularly late or overdrafting, but it’s always worth asking.

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keepthetips t1_jadmd0e wrote on February 28, 2023 at 6:00 PM

#2,115,343

Hello and welcome to r/LifeProTips!

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AnExpertInThisField t1_jadr3y8 wrote on February 28, 2023 at 6:30 PM

#2,116,850

And then move your money to a credit union, which often have low/no overdraft fees, better rates, and profit-sharing.

Playgroundclosed OP t1_jadsffg wrote on February 28, 2023 at 6:38 PM

#2,117,297

Replying to AnExpertInThisField (#2,116,850)

Yes! I love my credit union.

[deleted] t1_jaerdca wrote on February 28, 2023 at 10:22 PM

#2,129,921

[removed]

TwoPastorTacosPlease t1_jaesdjr wrote on February 28, 2023 at 10:29 PM

#2,130,328

This should go without saying, but please, thank you, and basic respect for the person you're dealing with go a long way. A very nice woman at Geico found a way to cut my insurance premiums in half, and I've negotiated away countless toll fees for friends and family members. Hotel workers, hosts/waiters, and airline workers will also hook you up.

Customer service reps get so much shit from people, and if you're the nicest person they speak to that day they will help you.