If I break out anything more than a hoodie, you know it's cold. I might pull out a rain jacket on if we're getting freezing rain. And I dont bother with gloves when I get out of my plow truck to shovel.

But I was born and raised here, and I've worked outside since is was 14. You, coming from a tropical climate are gonna be cold in July. Good jacket, warm gloves and something waterproof on your feet are gonna be essential for you.