I think you're misunderstanding what MaineHousing does. The Section 8 wait list being years long is regrettable, but isn't their fault.. their entire purpose is to assist developers creating more affordable housing units (typically not single-family homes). MaineHousing doesn't build the housing themselves. The reason we haven't had much development is because there isn't enough money in it for developers, which is why Maine actually recently passed its own affordable housing credit to piggy back off of the Federal to spur more developments.

The affordable housing through tax credit program for developers is absolutely available to people who are low income- but when you mention very low income, it depends on the project. The minimum set aside requirements for units based on income is typically some blended rate. These developments are not made to shelter the homeless, just workers who earn less than median income. Whether that's someone earning 50% of the median income or 60% depends on the project and its unit split- it varies.