Just here to comment that roughly 20 years later, it’s STILL the case. If you’re buying at 27 / 28 / 29 it’s usually because you had help from your parents, have been saving since you were 19, or a combo of both. A lot of people also wind up super house poor without planning for it these days because housing is so $$$$$$$$$$$$$$ even if you buy.

I feel for OP, I really do, but I think she’ll be in a better spot to buy In roughly 5-6 years than she is now.