>You know what happens when you lie to an insurance company, and then later file a claim? They deny it, and you're on your own.

If it’s a material misrepresentation that would have resulted in them not otherwise insuring you, and that they could not independently verify. Neither of those apply to speeding tickets.

>There's also a good chance you'll get blacklisted,

There is no such thing.

>and the only way you'll get insurance is by paying an exorbitant premium.

Not mentioning a ticket wouldn’t cause any such issue.

If you want to spew, have a clue what you’re spewing about.