I have mine through Sunnova, previous owners put them on with a new roof back in March '21. They're financed vs leased which was one of the deciding factors I considered before going forward with buying the house. Monthly payment was $149/month for the first 18 months and $204/month now with a 0.99% interest rate. Between March of '22 and now I have a -$900+ electrical balance with RI Energy, though the house is 2 floors with a gabled roof facing west and east with no cover overhead. This is an important factor, there is a single story house near me with panels that are completely blocked by trees and I have to wonder what the hell they were thinking.

Honestly I feel they are worth it, especially with the rate hikes. The most important thing is to read every line of whatever contract you're considering and read the reviews of the company itself. Also you should consider the idea of putting extra towards the solar loan vs your mortgage to maximize the benefits you reap over the lifetime of your panels. If that doesn't sound like something you would want to do then you may want to think longer about this. It's not a small loan, I don't believe RI has those installation rebates anymore. And if they do my sellers didn't take advantage of them (they were morons but that's a different story).