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omjy18 t1_j654x6z wrote

Reply to comment by huh_phd in $700 tax penalty for not having health insurance. What are my options? by Vantadvst

I've had them and the low cost ones are essentially useless if you actually need to use it. Funny enough if you don't actually use the Healthcare or you're a low enough income you qualify for most of the grants through newport hospital it's cheaper to just not have health insurance in the first place

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RIGuy420512 t1_j685zxn wrote

I have neighborhood and my coverage when I've needed it has been fine. I only choose neighborhood cause it was the cheapest option even while I work 50 hours a week at a good paying job I wanted the cheapest option. It's a case by case basis cause most people I know that have it think it's fine and have similar experiences with the coverage being offered and a few people theres horror stories

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omjy18 t1_j68nrpy wrote

I had it and had to pay 200$ for a strep test when I knew I had strep

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RIGuy420512 t1_j68pn6z wrote

Weird cause I had rabies testing and shots after a bat got into my house and paid nothing. I had to see a knee specialist and paid a copay, I see my primary twice a year and pay a copay, my meds (4 meds daily) are only $28 a month which is nothing

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omjy18 t1_j695118 wrote

Yeah lifespan isn't in network for it and most of the places in and around newport are lifespan and I fucked up finding a clinic that was open at the time

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RIGuy420512 t1_j6958b7 wrote

Gotcha. Yea luckily living in the northern part of the state everything takes neighborhood.

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