Gotcha. Yea luckily living in the northern part of the state everything takes neighborhood.

Weird cause I had rabies testing and shots after a bat got into my house and paid nothing. I had to see a knee specialist and paid a copay, I see my primary twice a year and pay a copay, my meds (4 meds daily) are only $28 a month which is nothing

I have neighborhood and my coverage when I've needed it has been fine. I only choose neighborhood cause it was the cheapest option even while I work 50 hours a week at a good paying job I wanted the cheapest option. It's a case by case basis cause most people I know that have it think it's fine and have similar experiences with the coverage being offered and a few people theres horror stories