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DrunkFarmer t1_ir8q81n wrote

Reply to comment by Thrill_Kill_Cultist in New Delaware Law Ends Many Fines And Fees That Criminalize Poverty by Osterstriker

It’s called overdraft protection, if you have it you can overdraft and get fucked. If you don’t have overdraft protection then they will deny overdrafts. Conveniently named on purpose.

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Kumoufu t1_ir9j4q2 wrote

Just get capital one… no overdraft fees

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imnotsoho t1_ircqi8p wrote

No, get a Credit Union. I have accounts at 3 different Credit Unions. No monthly fees, low rates, nice people. Many Credit Unions started as only for certain employers or industries, most have now switched to geographic area limitations. IE Golden One used to be only state employees, then went to five county area, now anyone in California can join. Worried about ATM access? CCs have a network of over 25,000 ATMs.

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