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Alis451 t1_irapy86 wrote

Reply to comment by GallantChaos in New Delaware Law Ends Many Fines And Fees That Criminalize Poverty by Osterstriker

It protects you from being embarrassed for having your card declined, yes that is how they frame it, and yes it is stupid.

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Theletterkay t1_iravdgl wrote

My credit union frames it as letting you get gas even if you dont have enough money. If you have kids they will say its getting diapers or food without having enough.

But my bank doesnt allow real overdrafts. If you overdraft but have money in a savings account, they will take money from that account to cover the purchase. Only once until you tell them to reactivate it.

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