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z3mcs t1_j3vtky4 wrote

So each time this comes up, the tip is to jump providers to whoever currently has the best rate. No one provider always has the best rate for everyone, and a previous provider that overcharged you in the past may give you the best deal now. There are some smaller providers people usually suggest, but overall, that's the tip.

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dingbat186 OP t1_j3vy7fu wrote

Yea that's the plan. All state has raised my premium $250/6 months because of 'inflation'. Curious if others have been dealing with similar experiences.

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YorickTheCat t1_j3vz5uo wrote

Geico also raised my rates for inflation. I pay about $600/6 months now. I have an excellent driving record but given the high cost of vehicles and medical care I requested high liability limits just in case. People have suggested Erie, but they were more expensive than Geico. Inertia prevailed and I stopped shopping around at the moment.

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dolphinandcheese t1_j3w9djz wrote

I have Erie and its great. Mixed with homeowners and 2 vehicles, its great.

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jeweynougat t1_j3vzag6 wrote

This was my experience with Geico, who I was very sorry to leave because they dealt with me really fairly after an accident a few years ago. But they went from ~$1200 a year in 2019 gradually up to $1800 a year for 2023 and wouldn't budge when I complained. I'm now with Progressive who took me back to ~$1200.

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bookoocash t1_j3z6zwp wrote

What exactly is the $1200 covering? We have two cars and a house and are now paying approximately $2000 a year with Allstate.

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Exotic-Row6075 t1_j3wgyej wrote

They said the exact same thing and my premium went up that amount also. I called them and asked why it went up because nothing in my policy has changed in 2.5 yrs and I haven’t got into an accident and all they said was “inflation”. I switched to progressive.

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