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drunklepockets t1_j46mp2w wrote

Reply to comment by [deleted] in What does eviction prevention accomplish. by LongjumpingShot

Societally, landlords provide a negative function and as a class impede home ownership for millions of people in the U.S. alone. It is generally passive income. I’m not saying that you don’t have to replace a sink or paint or maintain a roof. Yes, of course, these are all things that need to be done to keep a home livable. What I’m saying is that overall, the world would be much better off if we lived in a world where people could afford a 1200 mortgage instead of being told that they don’t qualify and are forced to rent for 2k. Landlords are so low in this broken system, but nonetheless they leech off of people the same way bankers at jp Morgan or BOA do, just less successfully. All landlords are parasites that take advantage of a system that exploits lower classes. Just like all cops participate in a racist judicial system. It doesn’t matter if you’re “one of the good ones.” You’re complicit. So your crocodile tears about putting up dry wall or caulking a tub don’t really inspire my sympathies.

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[deleted] t1_j46yaxr wrote

[deleted]

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drunklepockets t1_j471rvl wrote

I worked construction for several years, you’re obviously missing the point that as an a real concept, you shouldn’t exist as a class. The homes you “bring to market” should be owned by the people living in them.

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[deleted] t1_j48gd75 wrote

[deleted]

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drunklepockets t1_j48o9rk wrote

You can try to justify yourself all you want, but at the end of the day you’re just living paycheck to paycheck like a lot of us. The only difference is that it’s your tenant’s checks 😂😂

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drunklepockets t1_j48nrw5 wrote

What I’m saying is that these people SHOULD be able to afford to own. How are you missing that I’m talking about systemic failure. Get over yourself. Your username is perfect btw. I wouldn’t expect any sort of actual awareness. Also, there isn’t a whole lot that is voluntary about poverty you bloated blowhard

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YesIDoBlowCops t1_j4a7vst wrote

Plenty of people do well in life and don't get as butthurt as you appear to be about voluntary transactions performed by legal aged adults. You might want to figure out why you get so mad at things that don't involve you. It sounds like a psychological hangup.

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drunklepockets t1_j4ai5ql wrote

And you sound like you don’t understand the greater implications of how societies are structured. Enjoy being a troll. ✌🏻

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LongjumpingShot OP t1_j487i5y wrote

That’s not true, I think rent to own is something valuable. It give those time to build credit where they would otherwise be homeless. I don’t think people who can’t qualify for home loans deserve to be homeless. Sometimes tenants just need time to build credit or need to test an area to know if they want to make a 30 year investment in an area. It’s kind of elitist to think renters don’t deserve housing.

I rent because it’s near my job. To deny me housing near my job because I’m not sure where my next job will be is unfair to those who rely on a paycheck and actually work.

Maybe in a few years, I’ll by but I shouldn’t be denied housing because I’m not ready for ownership in the area.

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drunklepockets t1_j48ce2l wrote

So you own a house you don’t live in and rent one you don’t own. In a better world wouldn’t you just own the house you live in?

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LongjumpingShot OP t1_j49atv3 wrote

I don’t want to own where I work. I’ll stay here as long as needed for my career to develop. Everyone’s situation isn’t stable enough to just make long term investments such as home purchases in every scenario. In some scenarios it’s better to rent and let the land lord who knows how to pay taxes, where the most reliable contractors are, etc take those services. It’s more than just paying a bank note to owning a home.

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drunklepockets t1_j48cywo wrote

Housing should be like plates a dinner, no one gets second’s until everyone has gotten their first plate. I don’t think small time landlords are the biggest problem in the world, obviously huge banks and hedge funds, companies like Zillow buying up huge amounts of properties and keeping a lot empty to drive prices up are the real problem. That being said, stealing $100 and stealing 10 million are both stealing. We know which one is worse. I’m not attacking you. I’m just pointing out that the system set in place (that you are benefiting from) is unethical.

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LongjumpingShot OP t1_j49bjr7 wrote

I understand what you’re saying. I actually had my house for sale before I rented it. No body wants to buy, even the renter I offer to sell at a much cheaper mortgage rate than the rent, they weren’t interested.

That’s true of where I’m renting now. I can buy for a cheaper note but I don’t want to. I think only allowing home ownership is exclusionary. Good luck getting in west Howard county schools with bad credit or without a mortgage.

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