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startmyheart t1_ixgdgom wrote

Reply to comment by aly-moon in The 17 victims of the Hingham Apple Store crash might have to share a $40,000 insurance payout. by il_biciclista

AFAIK, medical insurance will sometimes deny claims for care due to auto collisions because it should be covered by the auto insurance of the at-fault driver. Cool system we've got going here

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bthks t1_ixgjx9p wrote

I truly don’t think the fact that auto insurance premiums would go down if universal healthcare is implemented has occurred to anyone. I moved overseas recently and there’s a number of things that are cheaper because affordable medical care exists. The rock climbing gym I go to is about half the price of the one I went to in the US simply because they don’t need the same insurance coverage.

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BostonBopper t1_ixgw5vx wrote

That's simply not true. Health insurance will pay for medical care regardless of underlying cause. It can't deny coverage of say treatment for a broken arm because someone else caused the broken arm in an auto accident.

The insurer could pursue a lien against the driver and his insurer, but that all happens behind the scenes.

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aly-moon t1_ixgg9hh wrote

Ah I understand. It's the same here in RI. I was wondering if you guys had it any better with your set up. I moved from mass about 15 years ago but my family is still there.

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