We bought in 2003. I believe that the rate now is still lower than when we bought. People screaming left right and center about the current rates don't understand that historically the rates were sooo low recently.

When I was in college the interest rates were in the mid to high teens.

That said, it all sucks right now and I've told my college age son to stay in school for at least another year and a half. : (

Edited to say that I'm not a boomer (Gen Xer) and wasn't able to purchase a
house until I was comparatively old