Material well being steadily increases happiness to 100k approximately, knowing you could get fired and still have enough savings etc. to keep your lifestyle up for a long time is very securing and not having to worry about bills etc. Can be a big relief. And if you are paycheck to paycheck you might not even have time/ energy or a good enough job to be able to hang out with friends.

Without any material you're out sleeping on the street without any belongings or possession and have to ride the bus everywhere.

And if you're introverted you dont really need friends or socializing regularly to maintain your energy.

When i didnt have any good job or career i just felt internally and viewed myself as not as good as other people, i viewed others that did on a higher level and felt like tgere was something wrong with me and didn't even want to get a relationship or hangout with friends because i just felt sham