In this case i’d get the 14, ONLY because ur getting $50 more in that gift card. but let’s say you weren’t getting free airpods or the gift card, you should stick with the 13. Sure it has 4GB of ram compared to the 14s 6 but who cares? You’ll eventually close your apps after you’re finished using them just like any normal person due to muscle memory. You’re paying $100 extra for 1% actual changes

TDLR, in this case i’d get the 14 but for the extra money on the gift card only. If you didn’t have these deals then the obvious choice would be the 13