You "might" still be able to find something outside of 495. Maybe. Hell. there's not much for under 350k where I am in Fitchburg. And people will tell you it's not the place to be raising a family. (Even though we did and had no issues.) The surrounding towns/cities are even more expensive. And down around my home town on the South Shore, closer to Boston? HA! Forget about it unless you have 700k