Viewing a single comment thread. View all comments

Designer-Parsley t1_jawvcf8 wrote

I always buy CPO from a dealer. Never had an issue in NH or FL. It might cost a little more up front but I haven’t had to fix anything on my last 3 cars other than maintenance/wear & tear (tires, battery, brake pads). What is your approximate budget? Toyota or Honda are usually good.

2

-Codfish_Joe t1_jaxvyhd wrote

>It might cost a little more up front but I haven’t had to fix anything on my last 3 cars

Buy once, cry once. I really don't want to buy the second half of a car's life, when everything's going to fail anyway, and what doesn't fail is tired.

CPO is a good compromise on age, price and condition.

2

Nocturmowl OP t1_jawyppk wrote

I’m leaning toward a Toyota from what I have been hearing. Currently I have 2.5k set aside and a ~750 credit score, I’m going to likely end up financing. Ideally I don’t want to spend more than 13k in the long-run but it depends on what I find. I saw a few RAV4s around 8-12k but I’m running into issues where they don’t allow financing.

1

FlyingLemurs76 t1_jaxa0vs wrote

They probably don't allow financing because the loan is much greater than the value of the car. I dont think you'll find what you're looking for in that price range, I'd urge you to look at sedans.

3

Nocturmowl OP t1_jaxg7gu wrote

I’ve called around a few places (been looking online on edmunds and carmax), so far I’ve been outright declined because they only accept cash/financing isn’t available.

1

dominicaldaze t1_jaxkbd5 wrote

I'd recommended talking with local credit unions for a car loan. They usually have better rates and are able to work with you.

3

Nocturmowl OP t1_jaxrwgj wrote

I actually hadn’t thought of that…My credit has improved since the last time I applied for a loan.

1