RedForman1776 t1_ixg63xq wrote
Reply to comment by Chrisproulx98 in Got rear ended this morning 9am with car full of kids, driver fled the scene, but cops gave ME a hard time. by OceanAvenue187
This is a misconception. No fault only pertains in injuries not property damage (auto claims rep for 5+ years). It doesn’t reduce how much they pay for damages unless you are going 3rd party. Your own carrier will make you “whole” again by repairing or paying the value of the vehicle minus your deductible if the vehicle is totaled. The other carrier my not offer to pay for 100% of the damage based on their investigation.
Chrisproulx98 t1_ixg8sgi wrote
I respect your experience but I recall being squeezed by the adjuster who was trying to squeeze some of the blame out of my compensation.
RedForman1776 t1_ixgj21u wrote
Was that your insurance or the other drivers carrier?
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