RafeDangerous t1_j5avr57 wrote on January 21, 2023 at 5:43 PM

I personally wouldn't put a PIN number into a gas pump, but that's kind of beside the point...using a debit card for purchases is a bad idea. You don't get the same protections as you do with a credit card, and any reimbursements you get if someone skims your card can take time to process and you're out the cash in the meantime. I get not wanting to carry a balance on a credit card, but just pay it before that happens, you can pay it off as often as you like to make sure you don't run up a balance. It also improves your credit score to use and pay on a credit card regularly.

Dbssist t1_j5b6g8i wrote on January 21, 2023 at 6:53 PM

Building up credit history in the US, this is exactly what I'm doing - every purchase I make is done on credit card, I then transfer the amount from my checking account at my earliest convenience via my bank's app.