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mowotlarx OP t1_j6hzlrp wrote

Tier 6 pension is not as good as being paid more $$ annually and putting into a 401k. This isn't a gravy train. I know people who retired city service after 3 decades and maxed out around $41k salary at retirement. Even with a better pension tier they will be living in poverty despite their pension. It is only as good as the salary is.

When you're talking about people taking advantage of OT, you're mostly talking about cops, firefighters and sanitation. I agree we should go after them specifically, but they aren't the rule.

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bittoxic00 t1_j6j3u40 wrote

What city jobs are only paying 41k after entry level?

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mowotlarx OP t1_j6j635s wrote

People who retired in the last few years didn't begin at $41k. You're awfully naive if you think most city workers are being land market rate or are getting significant pay bumps just because they've worked for decades.

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bittoxic00 t1_j6kofkm wrote

You said they maxed out at 41k salary, who’s making 41k at max let alone entry

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mowotlarx OP t1_j6kyt1g wrote

I said I know someone who worked for the city for decades and their highest salary when they left was around there. Welcome to NYC civil service, people are paid like shit and cost of living increases don't keep pace with inflation.

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bittoxic00 t1_j6l4jtk wrote

What job? Because I looked up upcoming exams for jobs here.

https://www.nyc.gov/site/dcas/employment/how-can-you-find-upcoming-exams.page

And picked one at random, child welfare specialist.

https://www.nyc.gov/site/acs/about/becoming-cps.page

And learned level one starting salary is 52k a year. Who is maxing out at 41k?

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mowotlarx OP t1_j6mi4ik wrote

What don't you understand about someone starting a job at a salary versus retiring at a salary?

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bittoxic00 t1_j6mjpg3 wrote

It’s simple, what job is maxing 41k when starting salaries are 50

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mowotlarx OP t1_j6mtete wrote

DO YOU NOT UNDERSTAND THAT PEOPLE WHO BEGAN THEIR CAREER 20 AND 30 YEARS AGO DON'T START AT THE SAME STARTING SALARY THAT PEOPLE DO NOW?!?

The city doesn't increase the salaries of veteran workers to be in parity with brand new hires as a rule. There are people who began here making $25k (or less) when they started. There are people who have worked here for decades making an hourly wage and are still only making $18/hr.

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bittoxic00 t1_j6n6cgu wrote

Do you have an example, I just find it unbelievable and if you had proof it would be cool, so there are child specialists working for 30 years that make less than a brand new hire, Idk about that

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bittoxic00 t1_j6i69dv wrote

Most people would need to have saved a million dollars to buy an annuity that would pay 41k a year. Add in their social security and it’s a decent retirement, no one is entitled to retire in a high col area

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jay5627 t1_j6i6rmk wrote

Yet an institution is able to offer lower wages with the guarantee of certain things post retirement and then take it away once the people finished their careers?

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mowotlarx OP t1_j6i747t wrote

Exactly. These retirees were promised these benefits. They're on a fixed income. $100-200 extra per month (plus extra healthcare costs they're now on the hook for) can make or break many people.

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bittoxic00 t1_j6i7ijl wrote

Social security age of retirement has been raised since I’ve started working, it’ll likely go up again

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mowotlarx OP t1_j6i6q2f wrote

So what do you think people who aren't millionaires, the vast majority of people in NYC, are supposed to do after spending their life serving people in the city where they live? Throw themselves off a cliff?

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bittoxic00 t1_j6i7y22 wrote

Florida? Do you also think people who get 4 bedroom rent controlled apartments should get to keep them once their kids move out? I’m not for government changing terms but these once generous handouts need to adapt, no millennial will ever see these

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mowotlarx OP t1_j6i8ef0 wrote

You must know a lot of cops who flee to Florida. Because it's not normal for middle and lower income New Yorkers to pick up their life and move to fucking Florida because they retire. That's not cheap.

And don't pretend to speak for Millennials. Any Millennial who has thought for more than a few minutes on this subject knows that us fucking over these retirees means we are only fucking over ourselves. Every time we take away retiree benefits for current retirees we're making it less and less likely we will ever be able to retire.

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bittoxic00 t1_j6ibtll wrote

I’ll let you in on a secret, we’ll never retire unless ubi is implemented or you save and invest privately.

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