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Werewolfdad t1_jacnr9u wrote

>Other than raising a dispute and canceling my card, is there anything else I should do?

Nope

>I'm trying to figure out how my card info got out, and I'm coming up empty.

You won't. I've had fraud on cards that had never left the envelope they came in.

>I don't have high hopes of getting my money back since it was on my debit card.

Why? Debit cards have Reg E protections.

>Any advice on how to handle that?

You'll be refunded so don't fret

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jeremy_92 OP t1_jacpd6n wrote

Thanks! I always thought debit card charges were pretty hard to recover. Glad to hear I was wrong!

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burner46 t1_jad30sw wrote

They’re not hard. They just take a little more time than a credit card.

The biggest issue with fraudulent debit card charges is the money comes out of your checking account, so you could be without the funds for up to 45 days while the fraud is investigated (Regulation E). With a credit card it’s just a line item on your statement and never touches your actual money. Always good to have a buffer between your method of payment and your bank account if possible.

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