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sonnyfab t1_jdr6rnz wrote

At your income level you should only do Roth. The wiki has a discussion on what marginal tax rate is "best" for switching from Roth to pre-tax.

You should never do "after tax" 401k contributions until you make enough money that you're already maxed on of your other contributions and your employer has a 401k where are you able to do a "mega backdoor Roth"

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