Submitted by Educational_Sir3783 t3_yimoz2 in personalfinance
Werewolfdad t1_iujdwd8 wrote
> Does the interest rate mean a total annual return of 4.375% will apply both years? If so, is this 4.375% of $100 or $99.839071?
No, since the bond sold at a discount the yield to maturity will be slightly higher than the coupon
> Say $10,000 was purchased. This would cost $9,983.39. Excluding the semi-annual payment, at maturity would one receive $10,000 or just the principal ($,9,983.39)
You are paid face value
Educational_Sir3783 OP t1_iuje8fr wrote
Thank you for your reply. I can work on doing some math but essentially this means the return would be higher than 4.375% annually, correct?
Werewolfdad t1_iujefkz wrote
Educational_Sir3783 OP t1_iujelzj wrote
Great! That makes sense. I’ll take a closer read to the link provided. Thank you
zacce t1_iujqsbj wrote
https://www.treasurydirect.gov/instit/annceresult/press/preanre/2022/R_20221025_1.pdf
Yield to maturity = 4.460%.
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