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Humble_Manatee t1_iybtx5x wrote

Reply to comment by zk2997 in I don't see the point of my employer's HDHP /w HSA compared to the PPO plan by zk2997

As an example - my company has the same two offers for insurance and here is my breakdown :

  1. PPO - premium 2500/year. $500 deductible. 90/10% after deductible

  2. HDHP - premium 550/year. They contribute $500 to my hsa. Deductible $1500. 90/10% after deductible.

I suspect most at my company are taking #2.

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reddititty69 t1_iye8r54 wrote

What’s the max out of pocket for each? I have a similar setup and if I were to max out the PPO costs me 7K more per year.

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