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BeneficialSomewhere t1_iydj6r2 wrote

Do you have an actual written budget?

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Jimmyneautronpowers OP t1_iydjbf1 wrote

I don’t.

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BeneficialSomewhere t1_iydjmtj wrote

OK, one step at a time. Write down all of your recurring costs on an excel spreadsheet and then your income. Figuring out where every dollar is going will help you understand where you can cut costs, save more, etc. As for the credit cards and student loans, have you called the lenders to explain your financial hardships? They're typically willing to work with you if you call and set up some type of payment plan. Ignoring the payments is never the answer.

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guachi01 t1_iydmik5 wrote

You write "no matter how much I try it will never be enough" and yet you don't have a budget. There's a disconnect I'm seeing here.

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IAmCyper t1_iydoud3 wrote

What was your degree

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Jimmyneautronpowers OP t1_iydpd85 wrote

2 year degree in the electrical field

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TooSweetCaroline t1_iydqmhp wrote

Where are you located?

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Jimmyneautronpowers OP t1_iydrca2 wrote

Chicago

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TooSweetCaroline t1_iyds1si wrote

You should try a temp agency.

I work in the same industry and our company hires our employees first through temp agencies. Once you prove you’re reliable for a certain amount of hours we hire you through our company.

Have you had anyone look over your resume? Did your school offer any career services?

What about an apprenticeship?

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