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cambriancatalyst OP t1_iycngit wrote

Got it. Unfortunately I do exceed that and thus cannot just disregard this issue as I initially hoped when reading that paragraph, lol.

Thanks very much!

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Werewolfdad t1_iycnn9b wrote

Backdoor Roth is easy.

Contributing to a 401k also lowers you magi if you do that

3

cambriancatalyst OP t1_iyco9io wrote

Thanks! So I could technically just contribute enough to my remaining 401k deductions to lower my MAGI enough to avoid the 129k limit. Hmm, I may just do that.

Much appreciated!

1