Werewolfdad t1_j1x23t4 wrote
> What’s the purpose of having a 4 and a 3 digit code?
The four digit code on the front is the cvv
> Isn’t my spending limit simply the credit limit on the card?
Charge cards have no credit limit. They have a “floating spending limit”
> Curious question: When did AMEX change from everything being due at the end of 30 days to making payment like a regular card?
They didn’t. You have to use the pay over time feature
mbcook t1_j1x5lmm wrote
> They didn’t. You have to use the pay over time feature
Not entirely true. It depends on the card. So the classic cards like the green, gold, and platinum must be paid off every month in the traditional AmEx style unless you use pay over time.
But they have a few cards, like Blue Cash Everyday, that work exactly like a Visa or MC and let you carry a balance.
So it’s important to know exactly which card you own.
Werewolfdad t1_j1x5qg1 wrote
Oh sure, I had assumed by the questions he meant the charge cards. That’s good clarification though
Amex has had regular credit cards like the Blue cash since at least..2006? Maybe earlier.
mbcook t1_j1x6fba wrote
That was my first AmEx but I got it less than 5 years ago. I had no idea they went back that far.
Werewolfdad t1_j1x8a0w wrote
I got my blue cash in like 2010 I think? And saw posts about it being amazing back to around the mid 2000s back when I was doing big manufactured spend
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