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Interesting-Dish8894 t1_j29c37w wrote

You’re making a quarter million a year or so it sounds like so I don’t see what the problem is other than possibly a lack of budgeting

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Buford_Van_Stomm t1_j29i7om wrote

Regardless of what a family grosses, it's important to a lot of people to be paid what they're worth.

Always worth doing a budget audit, especially for the new year, but 3 kids, med-high COL adds up.

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SignorJC t1_j2ayw8q wrote

Portland, Maine is not a med-high COL area. It below average COL. OP needs a budget and realistic life expectations. There's nothing in OP's post that says how much they are being paid compared to market value. Considering their absolutely huge perks, they've got total compensation close to $100,000 (they have 5 weeks PTO, so I'd estimate it's actually more than $100,000 total compensation).

Edit: I misread my source- Maine is overall lower than average. Portland is slightly above average. In 2018 when OP moved there, it was about average, maybe slightly above. Unless they bought their home in the last 12 months, they very likely made out like bandits buying a home using NYC salaries.

COL is not the problem for OP. They're making HCOL salaries and living in at WORST a medium cost of living area.

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pookiewook OP t1_j29j0gw wrote

In 2021 we made $180 gross. We are not even close to $250k this year. The market adjustment occurred in Oct, so it’s only been 2.5 months of that.

Likely we will be around $210 gross for 2022.

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leodoggo t1_j29kooy wrote

2023 is what matters and you’ll be making very close to 250k. That’s 40k extra to spend towards your upgrades and 529s

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